As I work at my desk and read reports of airplane delays due to weather, I find myself very glad my clients traveling this week purchased travel insurance.  I recommend travel insurance for all types of trips – both big and small.

You’ve spent months planning the perfect vacation. You tell yourself- “we’re going no matter what!” That “what” suddenly becomes little Johnny running a high fever of 105 and with just days before your departure, you also get sick. Or you are on vacation, take a spill, go to the hospital in a foreign country and find out you need to pay cash to get treatment.

People get sick before and during vacation. This can include close relatives who are at home while you are traveling. Snow storms hit. Flooding occurs. Resorts get damaged. Your boss needs you to stay to help with a company merger. Or worse, you get terminated.

All these and more are reasons to buy Travel Insurance. We don’t like to think about the negative, but travel insurance is just a small cost of your total trip investment.  The three main reasons why we buy travel insurance are: medical coverage while traveling, protection against the unexpected and concern over losing our financial investment in a trip. The peace of mind travel insurance provides is priceless.

Check out some of the things that travel insurance will cover:

  • Your baggage is lost or damaged.
  • You’re involved in an accident and adequate medical treatment is not available. You need medical evacuation.
  • You need to cancel your trip due to illness.
  • Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.
  • You have a medical emergency in a foreign country.
  • A hurricane forces you to evacuate your resort, hotel or cruise.
  • You are called for jury duty.

In recent weeks I have had or know of clients who have been very glad they purchased travel insurance. From the gentleman whose illness resurfaced before the trip began, to the child who got an infection while in a foreign country, to the couple whose engagement ended.  Unfortunately things can go wrong unexpectedly, but having insurance will provide the comfort in knowing your vacation is protected. There are many different travel insurance options and one of them will be the right one for your next trip.

Visit us at for more information on travel insurance. Go to the travel resources tab and click on travel insurance.  We don’t just sell cruises, but all types of vacations, incentive travel and much more.  Follow us on Facebook,  609.750.0807 or [email protected].